Annual Report 2021

741 Annual Report 2021 PT Waskita Beton Precast Tbk Transformation Toward World-Class Precast Company PT WASKITA BETON PRECAST Tbk CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2021,2020 DAN 1 JANUARI 2020/31 DESEMBER 2019 DAN UNTUK TAHUN-TAHUN YANG BERAKHIR PADA TANGGAL TERSEBUT (DALAM RUPIAH PENUH) (Lanjutan) PT WASKITA BETON PRECAST Tbk NOTES TO FINANCIAL STATEMENTS DECEMBER 31, 2021, 2020 AND JANUARY 1, 2020/DECEMBER 31, 2019 AND FOR THE YEARS THEN ENDED (IN FULL OF RUPIAH) (Continued) 74 Nilai fidusia atas jaminan piutang dan persediaan adalah minimal 125% dari plafon fasilitas atau Rp750.000.000.000 (Catatan 6 dan 8). Fiduciary value of receivables and inventories provided as collaterals is at least 125% of the facility limit or equivalent to Rp750,000,000,000 (Notes 6 and 8). Perusahaan diwajibkan untuk mempertahankan rasio pendapatan bersih (setelah dikurangi pajak) dibandingkan total kewajiban (COPAT/ Financing Payment ) minimal 1,1 kali dan Leverage maksimal 5 kali. The Company should maintain net income (after tax deduction) compared to total liabilities (COPAT/Financing Payment) at least 1.1 times and maximum leverage of 5 times. Berdasarkan surat No. B.04/SP3/FSD/01-2021 tanggal 27 Januari 2021 tentang Surat Persetujuan Prinsip Pembiayaan (SP3) Fasilitas Pembiayaan, fasilitas kredit mengalami perubahan yakni plafon Line facility Musyarakah berubah menjadi Rp470.000.000.000, dengan jatuh tempo fasilitas sampai dengan 27 Februari 2022, nisbah bagi hasil akan ditentukan kemudian saat pencairan dengan indikasi expense yield Bank saat ini sebesar 8% efektif per tahun. Based on letter No. B.04/SP3/FSD/01- 2021 dated on January 27, 2021 concerning Financing Principle Approval Letter (SP3) for Financing Facilities, the credit facility has changed which is related to the change of Musyarakah Line facility ceiling became to Rp470,000,000,000, with a maturity of the facility until February 27, 2022, the profit sharing ratio will be determined later at the time of disbursement with an indication that the current Bank's expense yield is 8% effective per annum. Pada tanggal 31 December 2021, 2020 dan 1Januari 2020/31 Desember 2019, saldo pinjaman Perusahaan kepada PT Bank BRIsyariah Tbk masing-masing sebesar Rp460.000.000.000, Rp286.939.236.109 dan Rp512.000.000.000. As of December 31, 2021, 2020 and January 1, 2020/December 31, 2019, the balance of loan of The Company to PT Bank BRIsyariah Tbk amounted to Rp460,000,000,000, Rp286,939,236,109 dan Rp512,000,000,000, respectively. 3. PT Bank Negara Indonesia (Persero) Tbk (BNI) 3. PT Bank Negara Indonesia (Persero) Tbk (BNI) Berdasarkan surat No. BIN/2.2/094/R tanggal 10 Juni 2015, WBP memperoleh fasilitas kredit dari PT Bank Negara Indonesia (Persero) Tbk sebagai berikut: According to letter No. BIN/2.2/094/R dated on June 10, 2015, WBP entered into the credit facilities from PT Bank Negara Indonesia (Persero) Tbk as follows: • Kredit modal kerja revolving sebesar Rp50.000.000.000, dengan jangka waktu selama 12 bulan sejak tanggal 23 Juni 2015 sampai dengan tanggal 23 Juni 2016. Kredit modal kerja revolving tersebut telah diaktanotariskan berdasarkan perjanjian kredit No. 150 tanggal 23 Juni 2015. Berdasarkan Persetujuan Perubahan Perjanjian Kredit, jangka waktu perpanjangan sampai dengan 22 Juni • Revolving working capital loan amounting to Rp50,000,000,000, with a term of 12 months from June 23, 2015 until June 23, 2016. Revolving working capital loan has been notarized based on loan agreement No. 150 dated on June 23, 2015. Based on the Approval of Amendment to the Credit Agreement, the period of extension until June 22, 2020 with